Lotto glossary

Jackpot: The highest prize in a lottery game, e.g., "Tonight's AfriLuck jackpot is GHS 70M."

Lottery: A game of chance, e.g., "AfriLuck offers a daily lottery for players across Ghana."

Numbers: The digits chosen for a lottery ticket, e.g., "Select your lucky numbers from 1 to 57 for the AfriLuck draw."

Draw: The event of selecting winners, e.g., "Join the live draw at 7:15 PM on UTV for AfriLuck's lottery."

Tickets: Official entry into the game, e.g., "Purchase your AfriLuck tickets before 7 PM to enter tonight's draw."


Winners: Those who have matched the drawn numbers, e.g., "AfriLuck winners will be announced on live TV and contacted via SMS."

Prizes: Rewards for winning, e.g., "AfriLuck prizes range from small cash wins to the GHS 70M jackpot."

Odds: Likelihood of winning, e.g., "The odds of winning the AfriLuck jackpot are 1 in 10 million."

Raffle: A random draw for a prize, e.g., "Each AfriLuck ticket also enters you into a raffle for additional prizes."

Gamble: To risk money for potential gain, e.g., "When you dial *741#, you gamble on the chance to win big with AfriLuck."

Payout: Distribution of winnings.

Lucky: Associated with good fortune, e.g., "Feeling lucky? Play AfriLuck's Lucky 70 Million game."

Scratch-off: A lottery ticket where you scratch to reveal potential winnings, e.g., "Buy an AfriLuck scratch-off for an instant win!"

Bingo: A game where numbers on a card are matched to called numbers

Sweepstakes: Contests with prizes, e.g., "Enter the AfriLuck Sweepstakes for a chance to win a car."

Mega Millions: Large American lottery, e.g., "AfriLuck's jackpot is similar to the Mega Millions but exclusive to Ghana."

Powerball: Another large American lottery, e.g., "AfriLuck's Golden Boot game is as exciting as playing Powerball."

Quick-pick: Randomly generated numbers, e.g., "Not sure which numbers to choose? Go for a Quick-pick on AfriLuck."

Winnings: Money or prizes won, e.g., "Your winnings can be collected in person or transferred via mobile money."

Syndicate: A group of players pooling money, e.g., "Join an AfriLuck syndicate to increase your chances of winning."

Multiplier: Increases prize amounts, e.g., "AfriLuck's multiplier can double or triple your winnings on certain games."

Ball: An object used in draws, e.g., "AfriLuck's draw uses 57 balls to determine the winning numbers."

Chance: The probability of an event, e.g., "Every ticket offers a chance to win the life-changing AfriLuck jackpot."

Pick: To choose numbers, e.g., "Pick your six lucky numbers for the AfriLuck lottery."

Combination: A set of numbers, e.g., "Your combination of numbers for AfriLuck can be a selection of birthdays or anniversaries."

Results: Outcomes of the draw, e.g., "AfriLuck's results are posted on their website and televised."

Roll-over: Prize money moves to the next draw.

Betting: Wagering on an outcome, e.g., "Betting on AfriLuck? Dial *741# to place your bet."

Game: An activity for entertainment, e.g., "AfriLuck offers various lottery games, including scratch-offs and instant wins."

Drawing: The act of selecting winners, e.g., "The drawing of AfriLuck numbers happens every evening at 7:15 PM."

Ticket-holder: The person who bought a ticket, e.g., "AfriLuck ticket-holders must keep their tickets safe for verification."

Entry: Participation in a lottery, e.g., "Your entry into AfriLuck's draw is confirmed once you purchase a ticket."

Play-slip: A form for marking numbers, e.g., "Fill out a play-slip at any AfriLuck retailer to select your numbers."

Instant: Immediate games, e.g., "AfriLuck's instant games let you win cash on the spot!"

Match: To have the same numbers, e.g., "Match three numbers on AfriLuck to win a prize."

Selection: The act of choosing, e.g., "Make your selection carefully for tonight's AfriLuck draw."

Retailer: Seller of lottery tickets, e.g., "AfriLuck tickets are available at all licensed retailers."

Cash-option: Lump-sum payment, e.g., "Choose the cash-option for an immediate payout of your AfriLuck winnings."

Commission: A fee for services, e.g., "Retailers earn a commission for selling AfriLuck tickets."

Terminal: Machine for lottery transactions, e.g., "AfriLuck terminals are where you can buy tickets and check winnings."

Validation: Confirmation of a winning ticket, e.g., "Take your AfriLuck ticket to a retailer for validation."

Claim: To request a prize, e.g., "Winners must claim their AfriLuck prize within 30 days."

Payoff: The return on a bet, e.g., "The payoff for matching five numbers in AfriLuck is substantial."

Lump-sum: One-time payment, e.g., "AfriLuck jackpot winners can choose a lump-sum payment."

Bonus: An extra reward, e.g., "AfriLuck offers a bonus draw for all tickets purchased on Fridays."

Revenue: Income generated, e.g., "Revenue from AfriLuck ticket sales supports various community projects."

1 Direct:In the context of Ghana's lotto games, "1 Direct" typically refers to a type of bet where the player predicts and bets on just one number that they believe will be the first number drawn. This means they are selecting only one number to come up in the winning draw and must be the first number drawn. If that number is drawn, they win a prize.

It's a form of play that's high risk in terms of probability but typically offers a higher payout relative to the odds when compared to selecting multiple numbers. This is because predicting one exact number correctly is quite difficult given the random nature of the lottery draw.

2 Direct or 2 Sure:"2 Direct or 2 Sure" in the context of Ghana lotto, or any other lotto system, refers to a bet where the player selects two numbers they believe will be drawn. For a player to win a "Direct 2" bet, both numbers must be among the winning set of numbers called in the exact order they were chosen.

This type of play is more challenging than a "Direct 1" since the odds of two specific numbers being drawn in the exact order are lower. However, if the player's prediction is correct, the reward is typically much higher to reflect the lower probability of winning.

Here's a simplified example:

  • The player picks the numbers 15 and 42, in that specific order.
  • To win the "Direct 2," the lottery draw result must have 15 and 42 as the first two numbers in the order they were drawn.

"Direct 2" bets are popular because they offer a balance between the difficulty of winning and the potential payout, making them attractive to players who enjoy the challenge and the higher rewards that come with accurate predictions.

3 Direct:“Direct 3" in Ghana Lotto, and similar lottery systems, is a bet where the player selects three numbers they believe will be drawn in the exact order. For the player to win a "Direct 3" wager, all three chosen numbers must match the first three numbers of the winning draw sequence exactly as predicted.

This kind of bet has significantly higher odds against winning compared to "Direct 1" or "Direct 2" because predicting three numbers in the exact order of drawing is quite difficult. Consequently, the payouts for "Direct 3" bets are usually much higher, reflecting the lower probability of hitting the bet.

The "Direct" betting method can continue with "Direct 4," "Direct 5," etc., where the complexity and the potential reward increase with the addition of each number.

4 Direct:"Direct 4" in the context of Ghana Lotto, or similar lottery games, is a betting format where the player attempts to predict the exact order of the first four numbers drawn. This type of bet requires the player to choose four specific numbers and the order in which those numbers will appear.

To win a "Direct 4" bet, the first four numbers drawn in the lottery must match the four numbers chosen by the player in the exact sequence they were picked. Here's how it works:

  • The player selects four numbers, for example, 8, 15, 22, and 30, in that specific sequence.
  • The player wins the "Direct 4" bet only if the lottery draw results in 8, 15, 22, and 30 as the first four numbers in that exact order.

"Direct 4" wagers are much more challenging to win than "Direct 1," "Direct 2," or "Direct 3" due to the low probability of correctly guessing four numbers in sequence. Therefore, the potential payouts are proportionally larger to compensate for the increased difficulty. This high-risk, high-reward aspect of "Direct 4" bets makes them appealing to players seeking substantial payouts for small stakes.

5 Direct:"Direct 5" in the Ghana Lotto is a betting option where a player chooses five specific numbers and bets that these numbers will be the first five drawn by the lottery in the exact order of selection. It is one of the most challenging bets to win in lotto games due to the very low probability of guessing the sequence correctly.

To win a "Direct 5" bet, the first five numbers that come out in the draw must be the same as the five numbers selected by the player, in the exact order they were chosen.

Here's a simplified scenario:

  • The player picks five numbers, let's say 4, 12, 23, 35, and 48, in that specific sequence.
  • The player wins the "Direct 5" bet only if the lottery draw results in 4, 12, 23, 35, and 48 as the first five numbers in the exact order they were drawn.

Because of the complexity and low odds of winning, the payout for a "Direct 5" bet is usually very high, reflecting the increased difficulty of winning such a bet. This bet is attractive to players who are willing to take greater risks for the chance of a larger reward.

6 Direct:"Direct 6" in Ghana Lotto, or any other similar lottery game, is a type of bet in which a player selects six numbers and wagers that these will be the first six drawn by the lottery in the exact order. This bet is the most difficult among the "Direct" betting options, as it requires the player to correctly predict the sequence of six numbers — a task with extremely long odds.

To win a "Direct 6" bet, the six numbers drawn in the lottery must match the player's chosen six numbers in the precise order they were picked.

Here's an example:

  • A player chooses the numbers 3, 16, 21, 34, 47, and 53, in that order.
  • The player will only win the "Direct 6" bet if the lottery draw results in 3, 16, 21, 34, 47, and 53 as the first six numbers in the exact sequence.

Given the incredibly low probability of hitting a "Direct 6," the payouts for such a win are typically very substantial. This betting option is for those who are looking for the ultimate challenge with the potential for the largest payouts typically offered by the lottery game.

Perm 2:

Perm 2" in the context of Ghana Lotto and other similar lottery systems is a type of bet that allows players to select more than two numbers and create all possible unique two-number combinations (permutations) from the selected group. This increases the chances of winning as it covers multiple pairings rather than just one specific pair of numbers.

Here's how it works:

  • A player selects, for instance, five numbers: 12, 22, 33, 44, and 55.
  • The "Perm 2" bet would generate all the possible two-number combinations from these five numbers: (12-22), (12-33), (12-44), (12-55), (22-33), (22-44), (22-55), (33-44), (33-55), and (44-55).
  • If any of these two-number combinations match the first two numbers drawn, in any order, the player wins.

The advantage of a "Perm 2" bet is that it significantly increases the player's odds of winning compared to a "Direct 2" bet. However, because it covers more combinations, it also costs more to place a "Perm 2" bet — the player is essentially buying a separate ticket for each two-number combination. The potential winnings for each two-number match are usually less than the winnings for a "Direct 2" bet because the odds are better with "Perm 2."

Perm 3:

Perm 3" in the context of lotto betting is similar to "Perm 2" but involves three-number combinations. When a player chooses a "Perm 3" bet, they are selecting a set of numbers from which all possible unique three-number combinations will be generated.

Here's a breakdown of how "Perm 3" works:

  1. A player picks a selection of numbers, for example, 1, 2, 3, 4, and 5.
  2. The "Perm 3" bet will create all possible combinations of three numbers from the chosen set:
    • (1, 2, 3)
    • (1, 2, 4)
    • (1, 2, 5)
    • (1, 3, 4)
    • (1, 3, 5)
    • (1, 4, 5)
    • (2, 3, 4)
    • (2, 3, 5)
    • (2, 4, 5)
    • (3, 4, 5)
  3. The player wins if any of these three-number combinations match the first three numbers drawn in the lottery, in any order.

The "Perm 3" bet covers more combinations and thus increases the player's chances of winning. However, as with "Perm 2," the cost of the bet is higher because each combination is essentially a separate bet. The winnings for each three-number match are typically lower than a "Direct 3" win due to the better odds of hitting a winning combination with "Perm 3."

Perm 4:

"Perm 4" in the context of lottery betting is an extension of the permutation betting strategy that involves four-number combinations. When you select a "Perm 4" bet, you choose a set of numbers from which the system generates all possible unique four-number combinations.

Here's how "Perm 4" typically works:

  1. The player selects a group of numbers, let's say 1, 2, 3, 4, 5, and 6.
  2. The "Perm 4" bet will create all possible unique combinations of four numbers from this chosen set:
    • (1, 2, 3, 4)
    • (1, 2, 3, 5)
    • (1, 2, 3, 6)
    • (1, 2, 4, 5)
    • (1, 2, 4, 6)
    • (1, 2, 5, 6)
    • (1, 3, 4, 5)
    • (1, 3, 4, 6)
    • (1, 3, 5, 6)
    • (1, 4, 5, 6)
    • (2, 3, 4, 5)
    • (2, 3, 4, 6)
    • (2, 3, 5, 6)
    • (2, 4, 5, 6)
    • (3, 4, 5, 6)
  3. To win a "Perm 4" bet, one of the player's four-number combinations must match the first four numbers drawn in any order.

This betting strategy increases the chances of winning since it covers multiple four-number combinations. However, because it involves multiple bets, the cost to play a "Perm 4" is higher than a single combination bet. The prize for hitting one of the combinations is also usually smaller than that of a "Direct 4" win due to the increased odds of winning with multiple combinations in play.

Perm 5:

"Perm 5" in lottery betting is an advanced permutation betting strategy where a player selects a group of numbers, and the system generates all possible unique five-number combinations from those numbers. This bet type significantly increases the player's chances of matching the first five numbers drawn in the lottery, albeit at a higher cost due to the larger number of combinations played.

Here's how "Perm 5" works:

  1. Selection of Numbers: The player picks a set of numbers, for example, 1, 2, 3, 4, 5, 6, 7.
  2. Generation of Combinations: The "Perm 5" bet will create all possible unique combinations of five numbers from this set:
    • (1, 2, 3, 4, 5)
    • (1, 2, 3, 4, 6)
    • (1, 2, 3, 4, 7)
    • (1, 2, 3, 5, 6)
    • (1, 2, 3, 5, 7)
    • (1, 2, 3, 6, 7)
    • ...
    • (2, 3, 4, 5, 6)
    • (2, 3, 4, 5, 7)
    • (2, 3, 4, 6, 7)
    • ...
    • (3, 4, 5, 6, 7)
  3. Winning Criteria: To win a "Perm 5" bet, one of the player's five-number combinations must match the first five numbers drawn in any order.

The advantage of a "Perm 5" bet is that it covers a wider range of possible winning combinations, thus increasing the probability of winning. However, the cost is proportionally higher, as each combination is essentially a separate bet. Additionally, the prize for hitting a combination in "Perm 5" is typically less than a direct win (like "Direct 5") because of the better odds of winning. This type of bet appeals to players who prefer a spread-risk approach, aiming to cover more possibilities in the draw.

Perm 6:

"Perm 6" in the context of lottery betting is a permutation bet where the player selects a set of numbers, and all possible unique six-number combinations are generated from those numbers. This kind of bet aims to maximize the player's chances of matching the first six numbers drawn in the lottery by covering a wide range of combinations.

Here's the process for "Perm 6":

  1. Number Selection: The player chooses a range of numbers, for instance, 1, 2, 3, 4, 5, 6, 7, 8.
  2. Combination Generation: The "Perm 6" bet will produce all possible unique combinations of six numbers from the selected set. If you choose eight numbers, you would have 28 possible combinations (since (86)=28(68?)=28):
    • (1, 2, 3, 4, 5, 6)
    • (1, 2, 3, 4, 5, 7)
    • (1, 2, 3, 4, 5, 8)
    • (1, 2, 3, 4, 6, 7)
    • (1, 2, 3, 4, 6, 8)
    • (1, 2, 3, 4, 7, 8)
    • ...
    • (1, 2, 3, 5, 6, 7)
    • ...
    • (1, 3, 4, 5, 6, 7)
    • ...
    • (2, 3, 4, 5, 6, 7)
    • (2, 3, 4, 5, 6, 8)
    • (2, 3, 4, 5, 7, 8)
    • ...
    • (3, 4, 5, 6, 7, 8)
  3. Winning Conditions: To win on a "Perm 6" bet, one of the player's six-number combinations must match the first six numbers drawn in any order.

Just like with other permutation bets, the "Perm 6" increases the chance of winning because it covers multiple combinations. However, it also increases the cost since you are placing multiple bets, one for each possible combination. The prize for winning on a "Perm 6" is usually smaller compared to a direct win on a "Direct 6" bet, due to the higher probability of winning with the permutation. This bet type is popular among players who want to increase their chances of hitting a win by covering a broad spectrum of number combinations.

NLA: National lottery authority

Lotto code: afriluck ussd code is *741#


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